
Extend the Life of Invested Assets by Incorporating Home Equity
For clients in or nearing retirement, incorporating the nest itself into the investment strategy can enable flexibility and security while simultaneously slowing the drawdown of...

Market Forces Behind the Rate Roller Coaster
Our crazy rate roller coaster is slowing offering a steady downward trend in 30-year fixed mortgage rates since their 2023 peak averaging 7.25% on July...

Financing Solutions to Overcome Market Challenges and Engage Buyers
Rates are up, supply is down, and competition is brutal leaving many home buyers feeling discouraged and indefinitely sidelined. Just to make it rain a...

Breaking the Affordability Barrier: 3 Top Mortgage Solutions For 2023
Rates remain stubbornly higher than we’d like to see and home prices peaked through Covid leaving many would-be buyers sidelined. I offer optimism to all...

Why Mortgage Rates Remain Stubbornly High
The upward momentum of home prices since February suggests the housing market is headed into recovery but mortgage rates have remained stubbornly high even trending...

Unpacking the 2023 Price Changes to Conventional Loans
I’m cautiously optimistic we are on a path to recovery in the housing industry following a year of record mortgage rate hikes coupled with a...

Rates, Home Prices and the Return of Competing Offers
Home price growth rose for the 134th consecutive month through March 2023 with a 3.1% year over year increase according to CoreLogic data. Industry expert...

Make it Stop!
The credit bureaus serve a valuable role in tracking payment data and wrapping that into a credit score that reflects payment history enabling you to...

Did You Miss the Bottom of the Housing Market?
If you’re on the lookout to purchase a home at the bottom of the market, it appears that is behind us for the foreseeable future. ...