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Housing Mortgage, Property Market , Demand For Real Estate Concept. Hourglass And Small Toy Houses On Blue And White Background. Selective Focus

A Case to Buy a Home….NOW

If you’re a qualified home buyer ready to purchase but are deterred by current interest rates and home prices, I encourage you to re-evaluate.  Don’t...

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Protecting Clients’ Privacy with Soft Pull Credit Pre-Qualifications

A loan pre-qualification early in the home buying process gives buyers time to resolve challenges that could impede getting an offer accepted and closing on...

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Extend the Life of Invested Assets by Incorporating Home Equity

For clients in or nearing retirement, incorporating the nest itself into the investment strategy can enable flexibility and security while simultaneously slowing the drawdown of...

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Market Forces Behind the Rate Roller Coaster

Our crazy rate roller coaster is slowing offering a steady downward trend in 30-year fixed mortgage rates since their 2023 peak averaging 7.25% on July...

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Financing Solutions to Overcome Market Challenges and Engage Buyers

Rates are up, supply is down, and competition is brutal leaving many home buyers feeling discouraged and indefinitely sidelined.  Just to make it rain a...

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Breaking the Affordability Barrier: 3 Top Mortgage Solutions For 2023

Rates remain stubbornly higher than we’d like to see and home prices peaked through Covid leaving many would-be buyers sidelined. I offer optimism to all...

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Why Mortgage Rates Remain Stubbornly High

The upward momentum of home prices since February suggests the housing market is headed into recovery but mortgage rates have remained stubbornly high even trending...

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Unpacking the 2023 Price Changes to Conventional Loans

I’m cautiously optimistic we are on a path to recovery in the housing industry following a year of record mortgage rate hikes coupled with a...

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Rates, Home Prices and the Return of Competing Offers

Home price growth rose for the 134th consecutive month through March 2023 with a 3.1% year over year increase according to CoreLogic data.  Industry expert...

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No Spam Sign Isolated

Make it Stop!

The credit bureaus serve a valuable role in tracking payment data and wrapping that into a credit score  that reflects payment history enabling you to...

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