Audience
Financial Advisors seeking an in-depth review of how mortgage solutions can optimize portfolio longevity. Strategies that allow for drawing from home equity in down markets, leveraging home equity to buy before selling in a move, optimizing taxation, or providing a temporary income source to delay drawing social security benefits.
The recognition for additional solutions to safely fund longevity in retirement has spawned an expansion of mortgage products known as Retirement Mortgages. New choices catering specifically to those aged 55+ help optimize retirement spend down.
Course Overview
Retirement age borrowers, many of whom are no longer receiving employment income, now have options to facilitate a home purchase, investment property acquisition or a re-distribution of available equity. A brief update of current market conditions, positioning the demographic and economic factors contributing to a trend of carrying home financing well into retirement, lays the foundation for a comprehensive discussion of conventional retirement mortgage options and a delve into Bridge Loans and the Home Equity Conversion Mortgage (also known as a Reverse Mortgage).
Our goal is to offer a framework to evaluate the integration of home equity into a strategic plan designed to enhance portfolio longevity by incorporating the appropriate home mortgage financing. Practical case studies and financial modeling will enhance attendees’ clarity on lending tools available to retirement-age clients.
Delivery
This is a live course with interactive sessions woven into the content. The course provider encourages follow-up dialogue to pursue additional specific client scenarios that may come to mind from the details presented. Interaction during the course is encouraged as real scenarios offer the best learning experiences.
For additional details, a course syllabus or to schedule a live workshop, please reach out to:
Sheila Landis | 503-799-3450 | sheila.landis@fairwaymc.com or Steve Landis | 503-789-0292 | steve.landis@fairwaymc.com
Continuing Education for Financial Professionals – FINRA Certified Instructor
NASAA Approved Course
Course Title: Retirement Lending Trends & Strategies
Course Code: C26443
Category: Products and Practice CE Hours: 2
Presented by:
Steve Landis
Mortgage Advisor, Retirement Mortgage Specialist
Sheila Landis
Retirement Mortgage Advisor
Licensed in: OR,WA,ID,CA, FL & AZ
