The Hidden Cost of the Familiar: Rethinking the HELOC in Retirement
Last month, a 68-year-old, recently retired client called me in distress. Her husband has required medical care exceeding their cash flow. Like many clients, the...
Managing HOA Assessments on a Fixed Income
You’re happily retired in a community that boasts an HOA to provide maintenance and services. The monthly dues are baked into your financial plan. That...
Extend the Life of Invested Assets by Incorporating Home Equity
For clients in or nearing retirement, incorporating the nest itself into the investment strategy can enable flexibility and security while simultaneously slowing the drawdown of...
