4 Reasons Now is a Buyer’s Window
If current market conditions have delayed your home buying effort, here are four reasons why you should alter your approach to purchasing a home but...
Buyer and Seller Win with a Rate Buy Down
In today’s market with higher home prices and rates a little creativity provides an affordable solution to bring buyers and sellers together. Here is a...
Reverse as a Strategy in a Volatile Market
Home owners have experienced three banner years of home appreciation with home equity now representing 66% of the average retired American’s wealth. The Federally insured...
What is the right path for you, Jumbo or Conforming? Recent announcements from the FHFA blur the boundaries between Jumbo and Conforming loan programs
In the ongoing effort to make home ownership affordable, the FHFA released 2023 loan limit increases early raising the maximum conforming loan amount to $726,200...
Fed Rate Hike Lands Softly – Mortgage Rates Dip
The Fed As speculated the Federal Funds Rate hiked another 75 basis points (bps) not the feared 100 bps that would have thrown a stronger...
Financing solutions in a market of rising home prices and interest rates
We are a week out from the Fed’s July 26th monetary announcement where predictions have rates hiking again. Current mortgage rates are reflecting the anticipated...
Marry the House, Date the Rate
Affordability is challenging for many home buyers with a typical mortgage payment 27% higher than last year at this time. A solution to this challenge...
Is Now a Good Time to Buy? A Perspective on Mortgage Rates and the Housing Market
Uncertainty, especially surrounding monetary policy is a breeding ground for rate increases. The near memory of the bottom falling out of the housing market in...
Optimize Your Credit Score and Save Money on More Than a Mortgage
Higher credit scores save you money on mortgage loans, auto loans, credit cards, insurance coverage and can even eliminate the need for deposits when establishing...
